6 Easy Ways to Stop Overthinking Every Little Thing (and Just Enjoy Your Life)

While everyone overthinks situations once in a while, some people are plagued with a constant barrage of thoughts all the time. Chronic over thinkers rehash conversations they had yesterday, second-guess every decision they make, and imagine disastrous outcomes all day, every day. Thinking too much about something often involves more than words—over thinkers conjure upContinue reading “6 Easy Ways to Stop Overthinking Every Little Thing (and Just Enjoy Your Life)”

Hey, Please Don’t Take the Easy Way Out

You have some huge opportunities to do better than your parents did. Please don’t take the easy way out. The seemingly easy way out is never an easy road. -richelle goodrich I happen to be a big fan of lifestyle design and people living unconventional lives, but I try not to be judgmental about peopleContinue reading “Hey, Please Don’t Take the Easy Way Out”

6 Surprising Habits That Hurt Heart Health

Some heart-healthy behaviors get all the press, like getting regular exercise, eating right and quitting smoking. But there are also some habits that are bad for your heart that may be a little less obvious. Here, John Higgins, MD, sports cardiologist, shares six surprising habits that may spell trouble for your ticker, plus what toContinue reading “6 Surprising Habits That Hurt Heart Health”

Benefits of Reading (and Why Children & Adults Should Read Often)

Reading books benefits both your physical and mental health, and those benefits can last a lifetime. They begin in early childhood and continue through the senior years. Here’s a brief explanation of how reading books can change your brain — and your body — for the better. 1. People who read often and widely getContinue reading “Benefits of Reading (and Why Children & Adults Should Read Often)”

4 ways to become financially literate

No one enters life knowing how to do everything. We must learn how to do many things, from tying our shoes to driving a car. Most of these learned skills come with age. But one learned skill many people overlook is money management. We don’t come into the world financially literate: We must learn howContinue reading “4 ways to become financially literate”

5 Ways Successful People Structure Their Day

Our daily rituals are a big part of our lives. You might consistently hit the alarm clock for five more minutes, or you might already be awake and finishing your five mile jog. Our daily rituals don’t just set the tone of our day, they can also make us happier, more productive, and more successful.Continue reading “5 Ways Successful People Structure Their Day”

5 Steps to Effectively Deal with Criticism

No one likes being criticized. It is human nature to take criticism negatively. When criticized we automatically assume the worst, get disappointed and damage our self-esteem in the process. What most of us don’t understand is that criticism is crucial for personal improvement. Without it we will become over-confident, egotistical and never improve. Look atContinue reading “5 Steps to Effectively Deal with Criticism”

7 Steps to Manage Your Money

There is no time like the present when it comes to learning how to manage money better. Creating a budget is only one part of how to manage money better, and if you start there, you’ll miss a few critical steps. These include mapping out your current finances and prioritizing your spending needs. Here areContinue reading “7 Steps to Manage Your Money”

6 Surprising Ways to Become A More Creative Person!

Tip #1: Think like a kid. One of my favorite things about watching my kids play is that it reminds me how much creativity lies within each one — we were born as creative people, whether we’ve cultivated that into adulthood or not. It’s got me thinking about how amazing it would be if thisContinue reading “6 Surprising Ways to Become A More Creative Person!”

6 Major Credit Card Mistakes

Credit cards can be a boon to consumers, providing many advantages and benefits. Because they’re such a great alternative to cash, they’re great if you need to make purchases when you find yourself in a pinch. Some cards offer perks like rewards like cash back or travel miles, while others give you some added protectionContinue reading “6 Major Credit Card Mistakes”

How To Stop Taking Things Personally

When people disrespect you or do not treat you well, it is easy to take their behavior personally, to blame yourself and think you have anything to do with someone else’s behavior. Taking things personally is emotionally draining, and an unnecessary, constant reevaluation of your self-esteem. There’s a difference between being reflective and constantly takingContinue reading “How To Stop Taking Things Personally”

The Top 10 Traits of Unsafe People.

Have you ever begun a relationship with someone only to find out several weeks, months, or even years later that this person was not who you thought they were? Perhaps even more upsetting is the realization that they are just like all the other people you’ve dated, and you have found yourself in the sameContinue reading “The Top 10 Traits of Unsafe People.”

Buy Now Pay Later Apps: Should you try them?

A buy now pay later shopping app allows users to defer the costs of their offline and online purchases by using a third party organization to purchase the goods they want. In return, the user agrees to repay the cost of the goods to the third party along with any fees that they may incurContinue reading “Buy Now Pay Later Apps: Should you try them?”

How to Harness the Power of the 12 Laws of the Universe to Improve Your Life

“Understanding the 12 laws shows us how to master life on all levels and gives us insights into what we can do to reach our goals,” says Novalee Wilder. “They show us how we ended up where we are, how to trust, and how to use the laws to create flow to get somewhere else.”Continue reading “How to Harness the Power of the 12 Laws of the Universe to Improve Your Life”

Financial Literacy for Kids to Teach Good Money Habits + Printables

Financial literacy for kids can seem intimidating, especially if it’s a skill you don’t feel equipped with yourself. While the socio-economic backgrounds of children can impact opportunities they may face, helping them feel prepared about money can influence their overall relationship with it. Don’t shy away from difficult topics, like the possibility of debt andContinue reading “Financial Literacy for Kids to Teach Good Money Habits + Printables”

7 Simple Ways to Resolve Conflicts in Personal Lives

Life is too short and none of us want to waste our little time fighting with our loved ones. But, it is normal that we often get in conflicts with the ones we love the most. We don’t go fighting with strangers walking around the street. Do we? Conflicts occur when a person’s thoughts doContinue reading “7 Simple Ways to Resolve Conflicts in Personal Lives”

8 Ways Practicing Patience Increases Your Capacity for Success!

We’re told from a very early age that patience is a virtue. However, very few of us are ever really shown or taught how to be patient. Patience is not something we have; it is something we consciously do. Patience is like any other hard-earned discipline: The more we practice it, the more patient we become.Continue reading “8 Ways Practicing Patience Increases Your Capacity for Success!”

Three Reasons You Need A Mentor!

We hear the word mentor often in life, but in my personal and professional life, I don’t see people actively seeking or using mentors enough. As a business development professional, I’ve sought out mentors my whole career to ensure someone is always finding ways I can push myself toward getting better in every meeting orContinue reading “Three Reasons You Need A Mentor!”

5 Reasons Why Financial Literacy is Important for Youth

If you are not going to teach your teenage child about money, how do you expect them to manage their own money when they become adults? Financial education should be a continuous process, right from childhood to adulthood. Unfortunately, not even our learning institutions seem to recognize this fact. We tend to assume that peopleContinue reading “5 Reasons Why Financial Literacy is Important for Youth”

Ways to Practice Self-Love & Be Good to Yourself!

Hey you! Did you know that you’re very special? There is no other person in this world like you. You deserve to be loved not only by those around you but by the most important person in your life — YOU. Practicing self-love can be challenging for many of us, especially in times when weContinue reading “Ways to Practice Self-Love & Be Good to Yourself!”

The Mental Health Benefits of Exercise

You already know that exercise is good for your body. But did you know it can also boost your mood, improve your sleep, and help you deal with depression, anxiety, stress, and more? What are the mental health benefits of exercise? Exercise is not just about aerobic capacity and muscle size. Sure, exercise can improveContinue reading “The Mental Health Benefits of Exercise”

10 Surprising Benefits of Doing Jigsaw Puzzles!

When we think of puzzles, we usually think of a hobby, a way to pass time and relax. The truth is that, in addition to having fun for a while, they also have numerous health benefits. From helping children in their skills development, through improving your memory and mood, to preventing major illnesses in theContinue reading “10 Surprising Benefits of Doing Jigsaw Puzzles!”

8 Financial Tips for Young Adults

Unfortunately, personal finance is not a required subject in most high schools or colleges. This lack of basic financial education leaves many young adults clueless about how to manage their money, apply for credit, and get or stay out of debt. Let’s take a look at eight of the most important things to understand aboutContinue reading “8 Financial Tips for Young Adults”

10 Healthy Habits of Successful People

While there is no magical button you can press to become successful in life, there are certain habits that the most successful people have in common. There have been countless studies done and books written about how to be, do, and have whatever you want in this lifetime; however, without certain habits in place, theContinue reading “10 Healthy Habits of Successful People”

How to Be Self-Aware When Challenged!

Where do you go when you’ve been challenged?  Do you curl up into a little ball and roll around on the floor or do you rise up?  Do you get angry and frustrated, or do you let thing’s role off your back?  Are you always looking over your shoulder to see what’s coming next or doContinue reading “How to Be Self-Aware When Challenged!”

3 Gifts That Don’t Cost a Penny!

Research shows that, when it comes to building lasting happiness, giving material gifts is trumped by making memorable experiences. So rather than investing in presents that cost money, consider investing in the following three gifts—they are scientifically proven to be potentially more effective in expressing love than anything you could buy in a store. 1.Continue reading “3 Gifts That Don’t Cost a Penny!”

10 Unexpected Tips for Saving Money on a Tight Budget!

Let’s try to dig deeper and offer some money-saving tips you might not have thought of yet. Saving money on a tight budget requires creativity and confidence. You’ll have to reject many mainstream ways of doing things. Focus on cutting recurring expenses, but allow yourself a few affordable indulgences. 1. Shift Your Electricity Use YourContinue reading “10 Unexpected Tips for Saving Money on a Tight Budget!”

9-Step Strategy to Make a Decision

It’s no secret that adulting is harder than you thought it would be when you were growing up. Children assume adults have all the answers. As a kid, this leads you to draw the conclusion that when you grow up you will automatically have them all, too. You may have been educated into believing thatContinue reading “9-Step Strategy to Make a Decision”

What is the 50/30/20 Budget Rule?

Use the 50-30-20 rule to be smarter and more successful with your money! Managing your finances and setting a monthly budget can be challenging. But if you’re overwhelmed with were to start, to 50-30-20 strategy can simplify the process. The plan divides your income into three broad categories: Necessities Wants Savings Here’s a closer lookContinue reading “What is the 50/30/20 Budget Rule?”

5 Effortless Ways to Embrace Change!

Time never stands still in real life. It’s not like the movies where characters can freeze-frame and the writer takes the viewer on some tangential story. In real life, change happens constantly. You can fight it or welcome it. It’s your choice. Change will occur regardless. See the visible changes in friends and relatives portrayedContinue reading “5 Effortless Ways to Embrace Change!”

13 Brain Exercises to Help Keep You Mentally Sharp!

The brain is involved in everything we do and, like any other part of the body, it needs to be cared for too. Exercising the brain to improve memory, focus, or daily functionality is a top priority for many people, especially as they get older. That said, people of all ages can benefit from incorporatingContinue reading “13 Brain Exercises to Help Keep You Mentally Sharp!”

Why Financial Literacy Is So Important

Many people have little understanding of finances, how credit works, and the potential hit to financial well-being that poor financial decisions can create for many, many years. In fact, a lack of financial understanding has been signaled as one of the main reasons many Americans struggle with saving and investing. Some changes in consumer habitsContinue reading “Why Financial Literacy Is So Important”

12 Things High Self-Esteem People Don’t Do

Having high self-esteem is important if you are aiming for personal or professional success. Interestingly, most people will high levels of self-esteem act in similar ways. That’s why it’s often easy to pick them out in a crowd. There’s something about the way they hold themselves and speak, isn’t there? We all have different hopes,Continue reading “12 Things High Self-Esteem People Don’t Do”

What Are Your Values? Deciding What’s Most Important in Life

How would you define your values? Before you answer this question, you need to know what, in general, values are. Your values are the things that you believe are important in the way you live and work. They (should) determine your priorities, and, deep down, they’re probably the measures you use to tell if yourContinue reading “What Are Your Values? Deciding What’s Most Important in Life”

6 Hacks to Upgrading Your Finances

I put together a list of ideas that aren’t necessarily the commonly preached methods to better managing your money. We all know we should save, invest, and spend within our means, but the steps to doing so aren’t always so clear-cut. My hope is these 6 hacks to upgrading your finances will help you understandContinue reading “6 Hacks to Upgrading Your Finances”

5 Ways to Increase Your Personal Cash Flow

If you want to improve cash flow, think about implementing some of the following strategies. Our personal cash flow is the underlying tool we use to achieve our financial goals. A salary or some form of compensation for performing a job is typically the most common form of personal cash flow. On a monthly basis,Continue reading “5 Ways to Increase Your Personal Cash Flow”

What Is Your Money Personality Type?

Like almost everything else in life, your response to money is largely dictated by your personality. But have you given much thought to how you behave in regard to your finances and how that behavior affects your bottom line? Understanding your money personality is the first step and will help you shape your approach toContinue reading “What Is Your Money Personality Type?”

The Hidden Power of Every Single Person Around You

Other people’s thoughts and behaviors influence you. The people with whom you surround yourself affect your potential. This isn’t just speculation. Groups of friends may subconsciously pick up one another behaviors and living style. They use similar phrases when they speak, and they may influence each other’s clothing choices. The effect of peer groups hasContinue reading “The Hidden Power of Every Single Person Around You”

3 Fun Ways to Skyrocket Your Motivation and Confidence

You have probably read or heard all kinds of motivational tactics. How to think more positively, how to work towards your goal, and how anything is possible as long as you believe in it. There are tons of self-help books, and various motivational speakers, but they mostly want to influence your mindset. They go withContinue reading “3 Fun Ways to Skyrocket Your Motivation and Confidence”

The First 5 Steps That Begin Your Entrepreneurial Journey

Different people take different paths to achieve success, and there is no set-in-stone instruction for becoming one. Entrepreneurs take on a number of different roles and these roles can vary depending on what field you choose to enter. While there is no perfect guide to entrepreneurship, there are a few steps that should be takenContinue reading “The First 5 Steps That Begin Your Entrepreneurial Journey”

7 Essential (and FREE) Self-Care Habits

Because you’re worth it These days, we might tend to think of self-care as an indulgence in some pleasure that takes our minds off the daily grind. There also might be less money to go toward self-care. Although the glow-up of a fresh set of nails is undefeated, self-care doesn’t have to be limited toContinue reading “7 Essential (and FREE) Self-Care Habits”


Here is a simple list compiled from Liberty Bank and Trust that can help get you on the right track. 1. ​Pay bills on time. ​Past performance is a predictor of future performance so pay all bills off timely – rent, utilities, loans, and credit cards. 2. Keep debt to a minimum. Understand your creditContinue reading “5 TIPS TO IMPROVE YOUR CREDIT SCORE!”

How to Build Self-Esteem: A Guide to Realize Your Hidden Power

Self-esteem is a driving force behind our confidence and how we see and feel about ourselves. It encompasses our sense of value, significance, and self-worth. That’s why learning how to build self-esteem is essential to personal growth and happiness. Research has shown that over 80% of people struggle with varying levels of low self-esteem. Yet,Continue reading “How to Build Self-Esteem: A Guide to Realize Your Hidden Power”

10 Tips for Becoming a Better Leader

How would you describe a strong leader? In one study, leadership qualities such as assertiveness, adaptability, intelligence, and conscientiousness were cited as the most important. Transformational leaders are positive, empowering, and inspiring. They value followers and inspire them to perform better. So what can you do to embrace these valued leadership qualities and become aContinue reading “10 Tips for Becoming a Better Leader”