5 Reasons Why Financial Literacy is Important for Youth

If you are not going to teach your teenage child about money, how do you expect them to manage their own money when they become adults? Financial education should be a continuous process, right from childhood to adulthood. Unfortunately, not even our learning institutions seem to recognize this fact. We tend to assume that peopleContinue reading “5 Reasons Why Financial Literacy is Important for Youth”

Ways to Practice Self-Love & Be Good to Yourself!

Hey you! Did you know that you’re very special? There is no other person in this world like you. You deserve to be loved not only by those around you but by the most important person in your life — YOU. Practicing self-love can be challenging for many of us, especially in times when weContinue reading “Ways to Practice Self-Love & Be Good to Yourself!”

The Mental Health Benefits of Exercise

You already know that exercise is good for your body. But did you know it can also boost your mood, improve your sleep, and help you deal with depression, anxiety, stress, and more? What are the mental health benefits of exercise? Exercise is not just about aerobic capacity and muscle size. Sure, exercise can improveContinue reading “The Mental Health Benefits of Exercise”

10 Surprising Benefits of Doing Jigsaw Puzzles!

When we think of puzzles, we usually think of a hobby, a way to pass time and relax. The truth is that, in addition to having fun for a while, they also have numerous health benefits. From helping children in their skills development, through improving your memory and mood, to preventing major illnesses in theContinue reading “10 Surprising Benefits of Doing Jigsaw Puzzles!”

8 Financial Tips for Young Adults

Unfortunately, personal finance is not a required subject in most high schools or colleges. This lack of basic financial education leaves many young adults clueless about how to manage their money, apply for credit, and get or stay out of debt. Let’s take a look at eight of the most important things to understand aboutContinue reading “8 Financial Tips for Young Adults”

10 Healthy Habits of Successful People

While there is no magical button you can press to become successful in life, there are certain habits that the most successful people have in common. There have been countless studies done and books written about how to be, do, and have whatever you want in this lifetime; however, without certain habits in place, theContinue reading “10 Healthy Habits of Successful People”

How to Be Self-Aware When Challenged!

Where do you go when you’ve been challenged?  Do you curl up into a little ball and roll around on the floor or do you rise up?  Do you get angry and frustrated, or do you let thing’s role off your back?  Are you always looking over your shoulder to see what’s coming next or doContinue reading “How to Be Self-Aware When Challenged!”

3 Gifts That Don’t Cost a Penny!

Research shows that, when it comes to building lasting happiness, giving material gifts is trumped by making memorable experiences. So rather than investing in presents that cost money, consider investing in the following three gifts—they are scientifically proven to be potentially more effective in expressing love than anything you could buy in a store. 1.Continue reading “3 Gifts That Don’t Cost a Penny!”

10 Unexpected Tips for Saving Money on a Tight Budget!

Let’s try to dig deeper and offer some money-saving tips you might not have thought of yet. Saving money on a tight budget requires creativity and confidence. You’ll have to reject many mainstream ways of doing things. Focus on cutting recurring expenses, but allow yourself a few affordable indulgences. 1. Shift Your Electricity Use YourContinue reading “10 Unexpected Tips for Saving Money on a Tight Budget!”

9-Step Strategy to Make a Decision

It’s no secret that adulting is harder than you thought it would be when you were growing up. Children assume adults have all the answers. As a kid, this leads you to draw the conclusion that when you grow up you will automatically have them all, too. You may have been educated into believing thatContinue reading “9-Step Strategy to Make a Decision”

What is the 50/30/20 Budget Rule?

Use the 50-30-20 rule to be smarter and more successful with your money! Managing your finances and setting a monthly budget can be challenging. But if you’re overwhelmed with were to start, to 50-30-20 strategy can simplify the process. The plan divides your income into three broad categories: Necessities Wants Savings Here’s a closer lookContinue reading “What is the 50/30/20 Budget Rule?”

5 Effortless Ways to Embrace Change!

Time never stands still in real life. It’s not like the movies where characters can freeze-frame and the writer takes the viewer on some tangential story. In real life, change happens constantly. You can fight it or welcome it. It’s your choice. Change will occur regardless. See the visible changes in friends and relatives portrayedContinue reading “5 Effortless Ways to Embrace Change!”

13 Brain Exercises to Help Keep You Mentally Sharp!

The brain is involved in everything we do and, like any other part of the body, it needs to be cared for too. Exercising the brain to improve memory, focus, or daily functionality is a top priority for many people, especially as they get older. That said, people of all ages can benefit from incorporatingContinue reading “13 Brain Exercises to Help Keep You Mentally Sharp!”

Why Financial Literacy Is So Important

Many people have little understanding of finances, how credit works, and the potential hit to financial well-being that poor financial decisions can create for many, many years. In fact, a lack of financial understanding has been signaled as one of the main reasons many Americans struggle with saving and investing. Some changes in consumer habitsContinue reading “Why Financial Literacy Is So Important”

12 Things High Self-Esteem People Don’t Do

Having high self-esteem is important if you are aiming for personal or professional success. Interestingly, most people will high levels of self-esteem act in similar ways. That’s why it’s often easy to pick them out in a crowd. There’s something about the way they hold themselves and speak, isn’t there? We all have different hopes,Continue reading “12 Things High Self-Esteem People Don’t Do”

What Are Your Values? Deciding What’s Most Important in Life

How would you define your values? Before you answer this question, you need to know what, in general, values are. Your values are the things that you believe are important in the way you live and work. They (should) determine your priorities, and, deep down, they’re probably the measures you use to tell if yourContinue reading “What Are Your Values? Deciding What’s Most Important in Life”

6 Hacks to Upgrading Your Finances

I put together a list of ideas that aren’t necessarily the commonly preached methods to better managing your money. We all know we should save, invest, and spend within our means, but the steps to doing so aren’t always so clear-cut. My hope is these 6 hacks to upgrading your finances will help you understandContinue reading “6 Hacks to Upgrading Your Finances”

5 Ways to Increase Your Personal Cash Flow

If you want to improve cash flow, think about implementing some of the following strategies. Our personal cash flow is the underlying tool we use to achieve our financial goals. A salary or some form of compensation for performing a job is typically the most common form of personal cash flow. On a monthly basis,Continue reading “5 Ways to Increase Your Personal Cash Flow”

What Is Your Money Personality Type?

Like almost everything else in life, your response to money is largely dictated by your personality. But have you given much thought to how you behave in regard to your finances and how that behavior affects your bottom line? Understanding your money personality is the first step and will help you shape your approach toContinue reading “What Is Your Money Personality Type?”

The Hidden Power of Every Single Person Around You

Other people’s thoughts and behaviors influence you. The people with whom you surround yourself affect your potential. This isn’t just speculation. Groups of friends may subconsciously pick up one another behaviors and living style. They use similar phrases when they speak, and they may influence each other’s clothing choices. The effect of peer groups hasContinue reading “The Hidden Power of Every Single Person Around You”

3 Fun Ways to Skyrocket Your Motivation and Confidence

You have probably read or heard all kinds of motivational tactics. How to think more positively, how to work towards your goal, and how anything is possible as long as you believe in it. There are tons of self-help books, and various motivational speakers, but they mostly want to influence your mindset. They go withContinue reading “3 Fun Ways to Skyrocket Your Motivation and Confidence”

The First 5 Steps That Begin Your Entrepreneurial Journey

Different people take different paths to achieve success, and there is no set-in-stone instruction for becoming one. Entrepreneurs take on a number of different roles and these roles can vary depending on what field you choose to enter. While there is no perfect guide to entrepreneurship, there are a few steps that should be takenContinue reading “The First 5 Steps That Begin Your Entrepreneurial Journey”

7 Essential (and FREE) Self-Care Habits

Because you’re worth it These days, we might tend to think of self-care as an indulgence in some pleasure that takes our minds off the daily grind. There also might be less money to go toward self-care. Although the glow-up of a fresh set of nails is undefeated, self-care doesn’t have to be limited toContinue reading “7 Essential (and FREE) Self-Care Habits”

5 TIPS TO IMPROVE YOUR CREDIT SCORE!

Here is a simple list compiled from Liberty Bank and Trust that can help get you on the right track. 1. ​Pay bills on time. ​Past performance is a predictor of future performance so pay all bills off timely – rent, utilities, loans, and credit cards. 2. Keep debt to a minimum. Understand your creditContinue reading “5 TIPS TO IMPROVE YOUR CREDIT SCORE!”

How to Build Self-Esteem: A Guide to Realize Your Hidden Power

Self-esteem is a driving force behind our confidence and how we see and feel about ourselves. It encompasses our sense of value, significance, and self-worth. That’s why learning how to build self-esteem is essential to personal growth and happiness. Research has shown that over 80% of people struggle with varying levels of low self-esteem. Yet,Continue reading “How to Build Self-Esteem: A Guide to Realize Your Hidden Power”

10 Tips for Becoming a Better Leader

How would you describe a strong leader? In one study, leadership qualities such as assertiveness, adaptability, intelligence, and conscientiousness were cited as the most important. Transformational leaders are positive, empowering, and inspiring. They value followers and inspire them to perform better. So what can you do to embrace these valued leadership qualities and become aContinue reading “10 Tips for Becoming a Better Leader”

Do you know the 5 love languages? Here’s what they are — and how to use them!

Have you ever been asked “What’s your love language?”  Chances are, you have. Because the concept — first created by Gary Chapman, unpacked in a series of books, and picked up by many others — has spread far and wide. The five love languages refer to the five simple ways that we want love toContinue reading “Do you know the 5 love languages? Here’s what they are — and how to use them!”

The 7 Golden Rules of Leadership

As a leader, you know your basic mission: to grow a sound, financially successful company that makes you proud to be its owner. The truth is, though, a lot of what succeeds on a corporate level depends on your team. To help them develop into the best they can be – and in turn benefitContinue reading “The 7 Golden Rules of Leadership”

What Is Cryptocurrency? Here’s What You Should Know

Cryptocurrencies let you buy goods and services, or trade them for profit. Here’s more about what cryptocurrency is, how to buy it and how to protect yourself. A cryptocurrency (or “crypto”) is a digital currency that can be used to buy goods and services, but uses an online ledger with strong cryptography to secure onlineContinue reading “What Is Cryptocurrency? Here’s What You Should Know”

How to Start Investing in Stocks: A Beginner’s Guide

Investing is a way to set aside money while you are busy with life and have that money work for you so that you can fully reap the rewards of your labor in the future. Investing is a means to a happier ending. Legendary investor Warren Buffett defines investing as “…the process of laying outContinue reading “How to Start Investing in Stocks: A Beginner’s Guide”

5 Key Parts of Financial Literacy

Financial literacy is the possession of the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources. -Wikipedia Some financial challenges might be out of your control, but financial planning can equip you to handle whatever comes your way. Being empowered to make goodContinue reading “5 Key Parts of Financial Literacy”

10 Things You Can do for your Mental Health

Mental health, defined by the World Health Organization, is “a state of well-being in which the individual realizes his or her own abilities, can cope with the normal stresses of life, can work productively and fruitfully, and is able to make a contribution to his or her community” -wikipedia Try These tips to Keep yourContinue reading “10 Things You Can do for your Mental Health”

How Your Charitable Giving Impacts Your Community

Total charitable giving by Americans represents 1.44% of the nation’s total Gross Domestic Product. Furthermore, Americans spend an estimated 63 million volunteers spend an average of 139 hours each year donating their time to these organizations. Nonprofit organizations are vital to our cities, communities, and families. The 1.5 million organizations in the U.S. provide servicesContinue reading “How Your Charitable Giving Impacts Your Community”

50 Personal Finance Tips That Will Change the Way You Think About Money

From the best ways to budget to how to boost your earning potential like a pro, these nuggets of financial wisdom are as fresh as the day they were published. First Things First: A Few Financial Basics 1. Create a Financial Calendar If you don’t trust yourself to remember to pay your quarterly taxes orContinue reading “50 Personal Finance Tips That Will Change the Way You Think About Money”

Understanding The Fundamentals of The Real Estate Market

Understanding the real estate market makes you a more empowered buyer or seller. This primer explains five fundamental factors that affect the market and how they impact your buying and selling power. They include: Supply and demand Median home prices New construction Mortgage rates Economy If you’re a buyer, understanding these factors can help youContinue reading “Understanding The Fundamentals of The Real Estate Market”